Health & Welfare Information

Explore details on your eligibility, health coverage, and life insurance.

Explore Your Benefits

EIT Benefit Funds provides benefits for you and your eligible dependents under the Electrical Insurance Trustees Health & Welfare Plan for Administrative Members (the Plan). Choose a topic below to learn more about your coverage.

Recent Benefit Updates

Please review the important updates below, as they reflect the most current information and take precedence over details in the SPD.

  • Benefit Update – June 2023

    Maternity Leave Benefit, Retiree Benefit, End of COVID-19 Emergency Periods

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  • Benefit Update – February 2020

    Extension of Survivor Health Benefits

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  • Benefit Update – August 2017

    Retiree Self-Pay Contribution for Health Care

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  • Benefit Update – January 2017

    Behavioral Health Provider Change, MAP Provider Change, Prescription Drug Changes (Copays, Generic Substitution, Maintenance Choice, Exclusive Specialty Pharmacy, Specialty Preferred Drug Strategy)

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  • Benefit Update – July 2015

    Prescription Drug In-Network, Out-of- Pocket Maximum, Definition of Essential Health Benefits

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  • Benefit Update – October 2014

    Definition of Spouse, Changes to Covered Provider Requirements, Copayment & Coinsurance, Maximum Annual Benefit Limit, Occupational, Physical & Speech Therapy Benefit Maximums, Chiropractic & Napropathic Benefit Maximum, Acupuncture Benefit Maximum, Pediatric Hearing Aids, Orthodontia & Vision

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  • Benefit Update – May 2012

    Retiree Health Care Rules

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  • Benefit Update – October 2011

    Definition of Dependent Child, Out-of-Network Emergency Care, Life-time Dollar Limit, Certain Preventative Services Covered Without Cost Sharing, Breast Reconstruction After Mastectomy, In/Out-of Network Vision Exams for Dependent Children, In/Out-of-Network Dental Expenses for Dependent Children, Claims & Appeals Procedures

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  • Benefit Update – May 2011

    Definition of Dependent Child, Out-of-Network Emergency Care, Life-time Dollar Limit, Certain Preventative Services Covered Without Cost Sharing, Breast Reconstruction After Mastectomy, In/Out-of Network Vision Exams for Dependent Children, In/Out-of-Network Dental Expenses for Dependent Children, Claims & Appeals Procedures

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  • Plan Change – November 2010

    Annual Deductible, Out-of-Pocket Maximum, Office Visit Copays, Prescription Drug Copays, Hearing Aids Limits, Vision Exam Copay, Dependent Coverage Eligibility after Retirement, Medicare-Eligible Claims, Application for Short-Term Disability Benefits

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  • Benefit Update – September 2010

    Behavioral Health & Substance Abuse Benefits

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  • Benefit Update – January 1, 2008

    Chiropractic & Napropathic Benefit Maximums, Occupational, Physical & Speech Therapy Benefit Maximums, Prescription Drug Copays, Dental Benefits

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