Health & Welfare Information

Maternity Leave Benefit, Long Term Disability Benefit, End of COVID-19 Emergency Periods, Forfeiture of HRA Credit Balance

Health Reimbursement Arrangement (HRA), Extension of Survivor Health Benefits

Behavioral Health Provider Change, MAP Provider Change, Prescription Drug Changes (Copays, Generic Substitution, Maintenance Choice, Exclusive Specialty Pharmacy, Specialty Preferred Drug Strategy), Workers’ Comp/Disability Changes

When Coverage Ends

Prescription Drug In-Network, Out-of- Pocket Maximum, Definition of Essential Health Benefits, Health Reimbursement Arrangement (HRA)

Definition of Spouse, Changes to Covered Provider Requirements, Copayment & Coinsurance, Maximum Annual Benefit Limit, Occupational, Physical & Speech Therapy Benefit Maximums, Chiropractic & Napropathic Benefit Maximum, Acupuncture Benefit Maximum, Pediatric Hearing Aids, Orthodontia & Vision

Extension of Temporary Reduction in Hour Requirement for Eligibility

Temporary Reduction in Hour Requirement for Eligibility

Fraudulent Conduct Benefit Offset Policy

Definition of Dependent Child, Out-of-Network Emergency Care, Life-time Dollar Limit, Certain Preventative Services Covered Without Cost Sharing, Breast Reconstruction After Mastectomy, In/Out-of Network Vision Exams for Dependent Children, In/Out-of-Network Dental Expenses for Dependent Children, Claims & Appeals Procedures

Annual Deductible, Out-of-Pocket Maximum, Office Visit Copays, Prescription Drug Copays, Hearing Aids Limits, Vision Exam Copay, Dependent Coverage Eligibility after Retirement, Medicare-Eligible Claims, Application for Short-Term Disability Benefits

Behavioral Health & Substance Abuse Benefits