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Participant Center Construction Participants

About the Plans
Health and Welfare Plan
Pension Plan No. 2
Pension Plan No. 5
Supplemental Unemployment
HRA Plan (Integrated)









Health and Welfare Plan
(Healthcare Benefits, Disability, Life Insurance)

EIT Benefit Funds (“The Fund”) provides benefits for you and your eligible dependents under the Electrical Insurance Trustees Health & Welfare Plan for Construction Workers (“The Plan”). Benefits under The Plan are available to Local 134 members who work for contributing employers and meet the eligibility requirements of The Plan.  

The 2008 Summary Plan Description (“SPD”) describes the benefits available to you once you become eligible to participate in The Plan. The SPD includes information about how you become eligible for Health & Welfare Benefits; how you keep your benefits and what type of benefits are provided under The Plan.

Periodically, The Plan makes changes to these benefits; you are notified of these changes by mail, in the form of the “Benefits Update”. It is important to not only refer to the SPD, but also the Benefits Update to ensure you are looking at the most current information.  

Consider the SPD and Benefits Updates to be your primary resource for your benefits and eligibility questions. If you have questions about information in the SPD or any of the Benefits Updates, please contact either the claims administrator (BCBSIL, CVS Caremark, CIGNA, Etc.), or call the Fund Office.

Benefit Update - September 2019
•  Health Reimbursement Arrangement (HRA)
•  Extension of Survivor Health Benefits

Benefit Update - August 2017
•  Retiree Self-Pay Contribution for Health Care

Benefit Update - January 2017
•  Behavioral Health Provider Change
•  MAP Provider Change
•  Prescription Drug Changes
       •  Copays
       •  Generic Substitution
       •  Maintenance Choice
       •  Exclusive Specialty Pharmacy
       •  Specialty Preferred Drug Strategy
•  Workers’ Comp/Disability Changes

Benefit Update - June 2016
•  When Coverage Ends

Benefit Update - July 2015
•  Prescription Drug In-Network, Out-of- Pocket Maximum
•  Definition of Essential Health Benefits

Benefit Update - October 2014
•  Definition of Spouse
•  Changes to Covered Provider Requirements
•  Copayment & Coinsurance
•  Maximum Annual Benefit Limit
•  Occupational, Physical & Speech Therapy Benefit Maximums
•  Chiropractic & Napropathic Benefit Maximum
•  Acupuncture Benefit Maximum
•  Pediatric Hearing Aids, Orthodontia & Vision

Benefit Update - April 2013
•  Extension of Temporary Reduction in Hour Requirement
   for Eligibility

Benefit Update - August 2012
•  Temporary Reduction in Hour Requirement for Eligibility

Benefit Update - May 2012
•  Retiree Health Care Rules

Benefit Update - October 2011
•  Fraudulent Conduct Benefit Offset Policy

Benefit Update - July 2011
•  Crediting Reciprocal Contributions

Benefit Update - May 2011
•  Definition of Dependent Child
•  Out-of-Network Emergency Care
•  Life-time Dollar Limit
•  Certain Preventative Services Covered Without Cost Sharing
•  Breast Reconstruction After Mastectomy
•  In/Out-of Network Vision Exams for Dependent Children
•  In/Out-of-Network Dental Expenses for Dependent Children
•  Claims & Appeals Procedures

Plan Change - Active - November 2010
•  Annual Deductible
•  Out-of-Pocket Maximum
•  Office Visit Copays
•  Prescription Drug Copays
•  Hearing Aids Limits
•  Vision Exam Copay
•  Dependent Coverage Eligibility after Retirement
•  Medicare-Eligible Claims
•  Application for Short-Term Disability Benefits

Plan Change - Retiree - November 2010
•  Annual Deductible
•  Out-of-Pocket Maximum
•  Office Visit Copays
•  Prescription Drug Copays
•  Hearing Aids Limits
•  Vision Exam Copay
•  Dependent Coverage Eligibility after Retirement
•  Medicare-Eligible Claims

Benefit Update - September 2010
•  Behavioral Health & Substance Abuse Benefits

Benefit Update - January 1, 2008
•  Chiropractic & Napropathic Benefit Maximums
•  Occupational, Physical & Speech Therapy Benefit Maximums
•  Prescription Drug Copays
•  Dental Benefits

Summary Plan Description - 2008

Summary of Benefits & Coverage (SBC):
Coverage Period 07/01/2022 - 06/30/2023

Summary of Benefits & Coverage (SBC):
Coverage Period 07/01/2021 - 06/30/2022

Summary of Benefits & Coverage (SBC):
Coverage Period 07/01/2020 - 06/30/2021

Summary of Benefits & Coverage (SBC):
Coverage Period 07/01/2019 - 06/30/2020

Summary of Benefits & Coverage (SBC):
Coverage Period 07/01/2018 - 06/30/2019

Summary of Benefits & Coverage (SBC):
Coverage Period 07/01/2017 - 06/30/2018

Summary of Benefits & Coverage (SBC):
Coverage Period 01/01/2017 - 06/30/2017

Summary of Benefits & Coverage (SBC):
Coverage Period 06/30/2016 - 12/31/2016


 
 

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