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The Summary Plan Description (SPD) of Pension Plan No. 5 as it applies to participants on or after July 1, 2009.
Every effort has been made to describe plan provisions in a manner intended to be understood by plan participants. If there is any variation between the language in the SPD booklet and in the plan itself, the plan language will prevail.
If you need more information, you may examine copies of the collective bargaining agreement that you participate in and other related documents at the Fund Office.
To understand the plan, you must read the whole booklet. The plan may provide retirement or disability benefits for you and survivor benefits for your spouse.
The plan is financed by contributions from the participating employers to the Trust Fund.
Participants may choose how to invest contributions made on their behalf by selecting from various investment options that were approved by the Trustees.
An annual administrative fee is charged by the Fund Office for the Plan's portion of shared administrative expenses.
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